Wills

This is an extension rule (Ex) and is not part of the official rules. That being said, the idea of characters having a will is supported by the 1981 character record sheet.1)

If a character dies with money or items at a moneychanger, but has not written a will, the stored wealth is lost. A will is simple statement of what happens to these items upon death. It should be sent to the DM.

Wills can be updated any time the character is in a city (see settlements). There is effectively no fee for updating a will (it's assumed to be a part of regular upkeep expenses.

Henchmen

1)
A will section is found at the bottom of the back page.
2)
Loyalty score is calculated on DMG 36-37.